Why can cybersecurity not live there anymore, even if a bank has never had a breach?

Amber, that's a great question.

I've got two words to answer that, and it's a hugging face.

So if you're not familiar with hugging face, you know, it was the company that amongst several companies that were hacked in the in the recent weeks here by OpenAI, one of OpenAI's agents.

We could do an entire podcast on that someday, I'm sure.

But the reality is that this is the new reality, right? This changes everything.

And just as OpenAI had that agent do that as an accident, right? It's not going to be long before cyber criminals have those tools back.

And Chris, going back to some of the scary things that go bump in the night, as Serene said, what tabletop scenarios should financial institutions be running now that were not on the list maybe five years ago?