Alliance Data

Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.www.alliancedata.com

13

MENTIONS

4

EPISODES

4

PODCASTS

Oct 26, 2026

Gemini 3 Full Review and Mind-Blowing Use Cases

Oct 26 · 1 Mention

Varun MayyaHOST

3:02

I have Gemini 3 Pro preview selected.

Varun MayyaHOST

3:05

I'm going to prompt, make a website for a credit card company called Bread.

Varun MayyaHOST

3:11

pred, p-r-e-d, with nice skeuomorphic design, animated header.

Varun MayyaHOST

3:22

Sorry, I spelled that wrong, morphic

The Payments Corner · Weekly Pulse

The Payments Corner · Weekly Pulse

Processing Names Lead as Issuing Banks Slip · Week ending 2026-10-23

Oct 24 · 1 Mention

speaker_0HOST

2:25

Capital One and Synchrony reported on Tuesday and ended the week roughly flat.

speaker_0HOST

2:31

Bread Financial reported Thursday and fell 2.6%.

speaker_0HOST

2:35

U.S. Bancorp and The Bancorp both rose.

speaker_0HOST

2:39

Card networks edged higher.

CFO THOUGHT LEADER

CFO THOUGHT LEADER

1221: Rebuilding Bread Financial’s Capital Foundation—And What It Made Possible | Perry Beberman, CFO, Bread Financial

Oct 14 · 10 Mentions

Jack SweeneyHOST

2:01

Hi, it's Jack.

Jack SweeneyHOST

2:03

On today's show, we speak with Perry Beberman, CFO of Bread Financial.

Jack SweeneyHOST

2:13

There's an interesting tension inside the consumer lending business.

Jack SweeneyHOST

2:19

Retail partners want more customers approved for credit.

Jack SweeneyHOST

2:33

What's interesting is that these competing interests aren't necessarily a problem to be solved.

Jack SweeneyHOST

2:39

They may actually be what keeps a company making sound decisions.

Jack SweeneyHOST

2:44

At Bread Financial, CFO Perry Beberman describes these disagreements as a regular part of doing business.

Jack SweeneyHOST

2:52

And his perspective raises a question worth considering.

Episode 196.2: AI Threat, China Tech, Clancy Trial, Dad Jokes Burgers, Close Encounters, Texas Flood, and Buffalo Trace Kosher Rye

Oct 6 · 1 Mention

PaulHOST

9:52

Yeah, I forgot the name of it.

PaulHOST

9:54

It spun off from Alliance Data.

PaulHOST

9:56

Yeah.

PaulHOST

9:57

And it was called...