Bond market index

If you're looking for something that is...

Lower duration, XSB from iShares, the iShares Canadian Short-Term Bond Index ETF, which is including both government and corporate bonds, might be something to consider.

But you're going to get a little bit of a lower yield there.

It's closer to 3.1%.

The Bloomberg U.S.

Aggregate Bond Index has actually been underwater from its prior high for more than six years now.

Nothing else in history shown here is remotely comparable.

The previous largest drawdown was 16 months.

The U.S.

Aggregate Bond Index is down 20 basis points and down 14 basis points for the year.

And the S&P 500, so far in September, down 25 basis points and up 11.99% so far this year.

Now, we actually had three questions come in for you, Joab.

Comparing a global fund or an international fund against the S&P 500 alone, that might confuse you since they... often do they have and probably continue will for a long time will will diverge over time they will ebb and flow over time the third option is just to kind of take a mix of the first two so the first two were total us and total international the third option is just to use a global stock market msci was acwi or the ftse global all cap index so again this is just a one-stop shop a global index that captures every publicly traded stock on earth The fourth index to keep in mind, especially, again, if you own bonds, mostly U.S. bonds, if you are a U.S. investor, would be to use something like the Bloomberg Ag, the U.S.

Aggregate Bond Index.

It's kind of a standard reference for investment grade U.S. bonds.

The fifth thing I'll leave you with is the fact that a blended benchmark is often the most useful one.