Association of Certified Fraud Examiners

Compere Financial Fraud Officer Christy Nybloom joined the Linda Farm Network's Linda Brekke with information on how to recognize signs of potential fraud and what to do about them.

I am a certified fraud examiner with the Association of Certified Fraud Examiners.

I've been working in fraud detection and fraud prevention for more than a decade now, mainly in financial fraud.

I come from a background of law enforcement, and I have been working on the fraud side of things for a long time and am absolutely loving it.

He's a real mayor.

According to the Association of Certified Fraud Examiners for 2026 report to the nations, occupational fraud schemes continue for a median of 12 months before detection, while 84% of perpetrators exhibit at least one behavioral red flag.

Additionally, 43% of fraud cases are initially detected through tips.

The warning signs are there.

I am a certified fraud examiner, and I have seen the game of fraud change over my decade-plus years of experience in doing this.

So for those of you who are unfamiliar with fraud, what does fraud mean? According to the Association of Certified Fraud Examiners, fraud is any activity that relies on dissection to achieve a gain where the perpetrator achieves that gain and the victim suffers a loss.

Fraud can happen to careful people.

Most fraud succeeds because someone feels rushed or they trusted that request.

I was really excited that my manager took a chance on me and I have loved the field of financial fraud ever since.

I love that and love that I kind of got an inside look at what that journey was like the other day when we were both in Hershey, Pennsylvania for the ACFE chapter conference.

That was amazing.

But so you began your career as an intelligence analyst.

This brings us to the new architecture that's being built to combat fraud across the country in the way, shapes, and forms that are increasingly a priority for the people of the United States, our society, our government, that are all wrapped up together.

My professional association, the Association of Certified Fraud Examiners, puts out these studies, and you can see there's this kind of a general increase in fraud across the board.

What that calls for are ways to fight it.

The Justice Department has been creating these structures to help do that.

to the new architecture that's being built to combat fraud across the country in the way, shapes, and forms that are increasingly a priority for the people of the United States, our society, our government, that are all wrapped up together.

My professional association, the Association of Certified Fraud Examiners, puts out these studies, and you can see there's just kind of a general increase in fraud across the board.

What that calls for are ways to fight it The Justice Department has been creating these structures to help do that.

In April, it created the National Fraud Enforcement Division.

All right.

The Association of Certified Fraud Examiners estimates the typical organization loses about 5% of its revenue to fraud every year.

For solo and small firm attorneys, that risk shows up twice, once in the cl- with your clients when it really matters, you gotta follow the money trail in your cases, and inside your own practice, where one person often touches every dollar.

Today's guest has built her career following that trail.

Now we are past six years, and it has taken me six years to get Robert Norlander on here.

And do you know what? It's all because the ACFE Global, we went out to dinner.

Shout out, thank you Leah Wiedholter for making the arrangements.

We had a great dinner, and we're both like, "We, we gotta be on the podcast." And Robert, you've had a podcast too.

You're also speaking a lot these days.

Mm-hmm.

Um, that's how we got to see each other, meet in person, was at the ACFE Global.

But I like to, and maybe you had this question, I did this when I would interview for Customs and for OPM and Homeland, is what question haven't I asked you that you want the audience to glean a piece of information? Or, "God, Kelly, why didn't you ask me this question? It's really important for my career."