Asset-based lending

So what that means is I have already given him my 22, 23, 24, and 25 tax returns.

I've already given him my 22, 23, 24, 25 P&Ls, right? He's got all the information, everything that he needs in order to pre-approve the property because commercial real estate is asset-based lending.

Okay, this lender like Kavi, He's an asset based lender.

So when you go and talk to a lender, what that means is that they look at you, but not really.

asset-based lending is a line of credit.

You'll probably see a little bit higher of an, you're going to see a higher interest rate than you would at a traditional bank, but a line of credit based off of your AR.

So if you have a million dollars in AR and you go to an ABL, which we work with some that we can certainly refer to if it's a better fit for clients, but they'll give you a percentage of your AR as a line of credit, as a revolving line of credit.

That could be good for some companies.

You know, if they're in a situation where they're not looking for explosive growth or they don't really have too much debt, but they're not quite ready for a line of credit.

I mean, I think that those are great for growth or acquisitions.

Terms are really good.

There's, you know, along like ABL and SBA loans, both are going to they're going to underwrite by looking at your entire business.