Abu Dhabi Islamic Bank

And then you'll start to get kind of genuine competition in the market because you saw, you know, Aldar did it with ADCB, one of the biggest banks in the UAE.

You know, there's also, you know, been reported that Modon are going to start with ADIB.

Again, one of the biggest banks and these ones are the ones who are going to feel most confident.

But when you put a framework in place, you might start to get some of the smaller banks in, you know, and get a bit more competition in this space.

property.

All right.

With advisory firms like Home Finance by Aldar, connecting buyers to multiple lenders, you've got ADCB, ADIB, you've mentioned, Emirates MBD, and First Abu Dhabi Bank.

I'm reading, how frictionless is the banking kind of approval process once a buyer hits that 50% mark? Are banks eager to lend on unfinished concrete or are compliance and valuation hurdles still sort of slowing things down, holding things back a bit?

Al-Dahl is the facilitator here, and that's a name.

Six major lenders, Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, Dubai Islamic Bank, Emirates Islamic, Emirates MBD, and FAB.

Is

it FAB or is it FAB? First Abu Dhabi.