Personal Capital

That was sold to eBay.

And since that time, I've been starting companies, personal capital, which was an RIA, first high-end RIA that was effectively digital.

And we went from zero to 23 billion.

And then I've started a number of companies, portfolio management company, or portfolio management software company, started a neobank, called One, which Walmart purchased, and it's now the Walmart Cash Card.

First one was Quicken.

The second one was Yodely.

The third one was Personal Capital.

We built an internal PFM.

He was the founding CEO of PayPal, where he was in the room with people like Elon Musk, Peter Thiel, Max Levchin, and they were building PayPal at the time above a bakery near Stanford.

He then founded Personal Capital in 2009, grew it to 23 billion in assets under management, and sold it to Empower for close to a billion dollars.

He's done something like that 11 different times across FinTech and cybersecurity.

Today's net worth is around $100 million.

And when you think of public equities, you're just like S&P 500, you know.

So I am a huge believer in diversification.

When we started Personal Capital, which was one of the very first online RIAs, we started at about the same time as Wealthfront and Betterment.

We were quite different.

This is his budgeting app, but it is-- there's a free tier, and if you want some of the advanced features, you can pay a subscription for that.

And then personalcapital.com, it's actually called Empower Personal Dashboard now.

This one is completely free.

N- you don't even have ads.

This gives you a clearer picture of your overall financial health.

There are apps like Personal Capital that can help you track everything in one place.

Quick action item recap.

First, open an investment account today.

Track your net worth monthly.

There are apps like Personal Capital that'll do this automatically.

Watching that number grow becomes addictive in the best way.

And here's how to know if it's working.