Live Oak Bank
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.www.liveoakbank.com
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Search complete. 12 mentions across 6 episodes found for "Live Oak Bank".
Sep 9, 2026
AlexHOST
Pretty quick and easy, $100.
AlexHOST
Next, Live Oak Bank is offering a $300 savings bonus Actually, it's offering a $200 savings bonus.
AlexHOST
I don't know.
AlexHOST
They are also offering a $300 savings bonus.
Alex SchloeHOST
So really the lineup is the pitch.
Alex SchloeHOST
We have Erin Huffman from Live Oak Bank on financing residential assisted living deals.
Alex SchloeHOST
And Live Oak is one of the biggest SBA lenders in the entire country.
Alex SchloeHOST
She's breaking down what makes a deal fundable, which is a different question than whether it's actually a good deal.
Art RainerHOST
Number two, and I guess this is kind of tied with Everbank, so they're pretty much the same here.
Art RainerHOST
Live Oak Bank High Yield Savings at 3.9% as well.
Art RainerHOST
So both of those are at 3.9%.
Art RainerHOST
Four Bright Bank Growth Savings is at 3.85%.
Tammy RobertsGUEST
Tammy Roberts.
JT TatemHOST
And John Wall from Live Oak Bank.
JT TatemHOST
So we've got a great episode.
JT TatemHOST
Stay tuned.
Zach MillerHOST
Most banks seem to chase small business customers as one segment among many.
Zach MillerHOST
Live Oak Bank was built around a bet that specializing beats generalizing, and it started about as narrow as a bank can start, lending to only to veterinarians.
Zach MillerHOST
The FDIC jokingly nicknamed it the Doggy Bank.
Zach MillerHOST
Today, Live Oak has grown that thesis into 40 verticals, holds the top spot among all SBA lenders by dollar volume, and has done it all without a single branch.
Zach MillerHOST
My guest today is BJ Loesch, president of Live Oak Bank.
Zach MillerHOST
Live Oak has never had a physical location, yet its people travel the country to sit across the table from customers a branch down the street never would.
Zach MillerHOST
Now the bank is layering AI onto that model, cutting loan approval to close timelines from over 100 days toward a two-week target, and thinking hard about what it means to stay high touch while going high tech.
Zach MillerHOST
Great.
speaker_1HOST
Yeah, really grateful for your time.
speaker_1HOST
But Mackie Hughes, he's over at Live Oak Bank.
speaker_1HOST
You guys are probably the number one assisted living SBA loan bank, I would imagine at this point in time.
speaker_1HOST
I've had multiple members who have been working with Live Oak Bank.
speaker_1HOST
SBA can be a topic that folks struggle with, how to best set themselves up for success, what happens if roadblocks come up along the way, what if things change after you get that pre-qualification letter, all those sorts of things.
speaker_1HOST
So excited to have you here to speak more onto that and going forward.
speaker_1HOST
Absolutely.
speaker_1HOST
So I guess for folks who are joining us here, can you just tell us a little bit more about Live Oak and then just how the SBA lending fits into the whole process?