Lendable Limited

I think there are lots of examples.

The good news is, so I'm on the board of Lendable, which is an emerging markets fintech lender.

Today, they just had an impact webinar, in fact, which I listened in to, and they use Maestra, which is their proprietary data analytics tool, to really examine.

They use the loan tapes from the entities they're lending to, to really see what is happening at the end of that capital flow.

There we use the lean data survey.

Every year we survey end users, the borrowers and savers of our products, and we ask them, Did this loan, did this savings product make a difference in your life? And if so, how? That's the best way to make sure you really have, if we're going to use alignment in another way, that actually the end user is benefiting from what you thought your capital was.

So I think, Scott, the good news is we have tools, instruments, the Lendable example with Maestro, the Lean Data Survey example with BRAC Uganda Bank.

We have lots of opportunities to ensure that we're spotlighting what is happening.