FNZ

There are exceptions to that.

FNZ is obviously a great exception where it's really more like a platform as a service offering for banks.

and asset managers.

Airwallex is another example, Kiwi founder, Aussie founder team, where they started with cross-border payments.

Jacob has been publishing curated newsletters since 2013, reaching more than 100,000 subscribers, all while running his own email platform on a single $30 server.

He is also the co-founder and CTO of Hatch, a New Zealand investment firm that was acquired in 2021 by FNZ.

Jacob, welcome to the show.

Thanks for being here.