DF Capital

That's something worth noting.

And then finally, at the top of the table, DF Capital are paying 5.35% with a minimum of £1,000, which I'm sure anyone fixing for five years has got.

And importantly, they're offering interest either paid annually or at maturity.

I would choose to have my interest paid annually.

annually and not at maturity because interest paid at maturity will land in one year.

So you'll get a bulk load of interest come through into your account in one year.

On a big five-year bond like this DF Capital one, that could blow straight through your personal savings allowance.

It depending on how much you earn.